Invalidating an auto loan
A 'recycled' part is a part that was made for and installed in a new vehicle by the manufacturer or the original equipment manufacturer, and later removed from the vehicle and made available for resale or reuse.
Simply using an aftermarket or recycled part does not void your warranty.
A warranty is a promise, often made by a manufacturer, to stand behind its product or to fix certain defects or malfunctions over a period of time.
Requesting the name of the original creditor may help you decide whether you have grounds to dispute the debt.Often junk debt buyers have little information about the debts they own.They purchase a portfolio of debts often with little more than basic information about you and the alleged debt.If the debt collector cannot verify the debt, you may be able to eliminate the debt and have it removed from your credit reports.
It is not enough for the collection agency to simply send you a printout of the amount owed.However, according to the FTC, the manufacturer or dealer must be able to demonstrate that it was the improper belt replacement — rather than some other defect — that caused the damage to your engine.