Pros and cons of consolidating student debt
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Numerous sources offer personal loan options — most often a bank, credit union, or online lender.
The interest rates vary, but usually are fixed at rates less than what is paid on credit cards.
So if you are delinquent on several credit cards or bills (e.g.
The pros and cons of debt settlement and debt consolidation vary, especially with regard to the amount of time it will take to eliminate debts and the impact it will have on your credit score. When used properly, either can help you get out of debt sooner and save money. The prospect of paying less than you owe — far less in some cases — makes debt settlement an enticing choice for eliminating debt.
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